A practical guide for IT employees considering a personal loan during probation. Lender policies vary; approval is not guaranteed. Use dependable take-home salary to assess affordability.\n\n## Documents to prepare\n- KYC documents\n- Employment and probation records\n- Salary slips and bank statements\n- Existing EMI details\n\n## Next step\nCompare APR, fees, EMI and total repayment before accepting an offer.