Keep Your Investments Growing

Loan Against Mutual Funds

Unlock liquidity without selling your mutual funds. Get up to 50% of your portfolio value at rates starting from 9.5% p.a.

Instant Approval
Keep Earning Returns
No Credit Check

Calculate Your Loan

₹
₹1 Lakh₹1 Cr
Max 50% LTV
₹
Min ₹25KMax ₹5,00,000 (50% LTV)

Interest Rate

9.5%

Annualized starting rate

Monthly Interest

₹3,958

Pay only interest monthly
Max Borrowing Limit:50% LTV
₹5,00,000

LTV (Loan to Value): You can borrow up to 50% of your approved mutual fund portfolio without liquidating units. Your investments continue earning market returns while you enjoy credit flexibility.

Apply via Partner

Choose a platform to pledge your mutual funds

SmallcaseSmallcase
9.5% p.a.

interest p.a.

50Fin50Fin
9.75% p.a.

interest p.a.

Selected OptionSmallcase

Instant digital pledge process. No paperwork.

Instant disbursal
Overdraft facility

100% Encrypted & Secure: You will apply directly via our partner's API/SDK secure platform. Make Loan Eazy never stores your credentials.

Why Loan Against Mutual Funds?

Keep Earning

Your investments continue to grow while you use the loan

Lowest Rates

Interest rates from 9.5%, lower than personal loans

Instant Funds

Get money in your account within 2-4 hours

No Credit Check

No impact on credit score, simplified approval

How It Works

1

Apply Online

Fill the simple application form

2

Pledge Units

Authorize mutual fund units for pledge

3

Get Approved

Instant approval based on portfolio value

4

Receive Funds

Money credited to your account in 2 hours

Documents Required

Basic Documents

  • PAN Card
  • Aadhaar Card
  • Bank account statement (3 months)
  • Mutual fund statement

Quick Tip

Have your mutual fund details ready for faster processing. You can find your folio number in your monthly statement or the AMC app.

Average approval time: 30 minutes